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Getting Started
Shop with Acima Leasing
Our flexible lease-to-own solutions* help you shop without perfect credit at thousands of locations.
In-store or online
Visit a store in person or shop from the convenience of your phone.
Transparency with our retailers
We rely on our retailers to share information about Acima as an alternative to consumer credit options. Even though lease-to-own may cost more than credit offers available to you, our low payments and unmatched flexibility may be the right fit for your life and your budget. We sometimes incentivize our host retailers to increase awareness of our value proposition. Ask your salesperson about all of your credit and leasing options.
How leasing works
Apply
All you need is some basic information, an active checking account, and 3 months of income history with $750 or more.
Now the fun part: use your approval amount to shop for what you need and complete your lease agreement.
Shop!
Why shop with Acima?
We're not a loan or credit card
With an Acima lease, you aren't buying today. Acima owns the leased item until you make all the lease renewal payments. If you do not use an early purchase option, you may pay more than double the retail price. You always have the option to purchase early and own it for less. You may also terminate your lease and return the item in good condition at any time without penalty. Estimate costs.
You can purchase early & save
You always have the flexibility of our "early purchase option." When you're ready, pay a lump sum and own immediately. The sooner you do, the more you save!
